This fund is in place to help us finance unexpected improvements and repairs that are not part of our general operations budget. The funds to complete our HVAC replacement project, roof repairs, plumbing repairs, sidewalk repairs, capital improvements and much more…these are all part of what is covered with our St. Joseph Building Fund.
Appreciated Securities/Stock: Stock that has been held more than a year can be transferred to St. Rose. In return, you receive an income tax charitable deduction based on the fair market value of the securities while also avoiding federal capital gains taxes. Contact the Church Office for more information.
Matching Gifts: Many companies match their employees’ gifts to St. Rose. Some match volunteer hours with cash as well. Check with your employer, your spouse’s employer or even the company from which you retired. Nike, Bank of America, Intel, Kaiser are just some of the matching companies.
Gifts by Will, Life Insurance: These future gifts are a generous way to continue giving to the church beyond your lifetime and have a number of tax-saving benefits.
A charitable gift annuity (CGA) allows you to transfer a gift of cash or securities to St. Rose in exchange for a fixed income payment for life. What's more, this gift plan entitles you to an immediate charitable income tax deduction. At the end of its term, the CGA balance goes to St. Rose to support our mission.
A charitable remainder trust can be designed to suit a variety of situations. The trust distributes funds to St. Rose only after providing income to you for life or a term of years.
Designating retirement plan assets -- during life or after -- may avoid both income and estate taxes.
Bequests can be arranged through your will or living trust. They may be for a specific amount, for a specific asset, or for all or a percentage of the residual of your estate.
Life insurance policies may be transferred to St. Rose Church and School. You will receive current tax benefits while providing for the future of St. Rose.